# See Apple Card spending by category

WalletFeed shows your Apple Card spending by category on your iPhone. The [**Spending**](/docs/spending/) tab shows this month's total, a chart with a bar for each day, the categories and the merchants with the largest totals.

## Before you start

You must have these items:

- An iPhone with iOS 26 or a newer version
- Your Apple Card in Wallet on your iPhone
- WalletFeed, from the App Store
- An iPhone that can use Apple Intelligence, with Apple Intelligence active (necessary only for [Ask Spending](/docs/ask-spending/) and for [Search](/docs/search/) with Apple Intelligence).

WalletFeed is available only in the US. You can use **Spending** without [WalletFeed Pro](/docs/walletfeed-pro/).

## Step 1: Give WalletFeed access to your Apple Card

If WalletFeed shows your transactions, go to [Step 2](#step-2-read-the-total-for-this-month).

1. On your iPhone, open WalletFeed.
2. If WalletFeed shows **Welcome to WalletFeed**, tap **Continue**.

   ![The Welcome to WalletFeed screen with the Continue button at the bottom.](https://walletfeed.app/guides/apple-card-spending-by-category/walletfeed-welcome.webp)

3. If WalletFeed shows **No Cards**, tap **Choose Accounts**.
4. When iOS shows your Wallet accounts, set the switch for your Apple Card to on.

   ![The Share Wallet Data screen, with the switches for Apple Card, Apple Cash and Savings in the on position.](https://walletfeed.app/guides/apple-card-spending-by-category/walletfeed-wallet-access.webp)

5. Tap **Share**.

WalletFeed can read only the accounts that you select. You can change the accounts in the Settings app, in **Privacy & Security** › **Wallet** › **WalletFeed**.

## Step 2: Read the total for this month

1. Tap **Spending** at the bottom of the screen.

   ![The Spending screen with the October total of $1,317.68, a chart with a bar for each day and the top of Categories.](https://walletfeed.app/guides/apple-card-spending-by-category/walletfeed-spending.webp)

2. To read the total for one day, touch the chart and move your finger to that day.

   **Spending** shows the date and the total for that day.

The top part of **Spending** shows these items:

- The name of the month and the total of your purchases in this month
- An arrow and the change from the month before this month, for example "70% vs Sep"
- A chart with a bar for each day of the month
- The Monthly Summary, a short text below the chart.

WalletFeed compares the same days of the two months. For example, on October 20, it compares October 1 to 20 with September 1 to 20.

On the chart, the line with the label "Avg $45" shows the average for each day, from the first day of the month to today.

If your iPhone can use Apple Intelligence, Apple Intelligence writes the Monthly Summary from the results that WalletFeed calculates. Apple Intelligence can write a number that is not correct. The total, the chart and the lists come from WalletFeed. Without Apple Intelligence, WalletFeed writes the Monthly Summary. This summary usually gives the total and the change from the month before this month.

To get the Monthly Summary from WalletFeed on an iPhone with Apple Intelligence, do these steps:

1. Tap **Settings** (the gear button) at the top of the screen.
2. In the **Privacy & Security** section, set **Summarize Spending** to off.

   ![The Privacy & Security section of Settings, with the Summarize Spending switch in the on position.](https://walletfeed.app/guides/apple-card-spending-by-category/walletfeed-settings-2.webp)

3. Tap **Done**.

The [Spending widget](/docs/spending-widget/) shows the total for this month and the total for the same days of the month before this month. You can put the widget on the Home Screen or the Lock Screen.

## Step 3: Find the categories and the merchants

1. On **Spending**, scroll to **Categories**.

   **Categories** shows a bar with one color for each category. Below the bar, each row shows a category and its total for this month.

2. Scroll to **Merchants**.

   **Merchants** shows the five merchants with the largest totals for this month.

   ![The Spending screen with Other at the bottom of Categories, then Recurring Charges and Merchants.](https://walletfeed.app/guides/apple-card-spending-by-category/walletfeed-recurring.webp)

In **Categories**, WalletFeed shows your five largest categories. If you have more than five categories, or transactions in **Other**, the last row is **Other**. This row shows the total of the remaining categories and the transactions in **Other**.

Between **Categories** and **Merchants**, **Spending** can also show [**Recurring Charges**](/docs/recurring-charges/) and **Monthly Installments**.

## Step 4: Use Ask Spending for a different month

If your iPhone can use Apple Intelligence, and Apple Intelligence is active, **Spending** has the field **Ask about your spending** at the top. The name of this feature is [Ask Spending](/docs/ask-spending/). Without Apple Intelligence, **Spending** shows only this month.

1. At the top of **Spending**, tap **Ask about your spending**.
2. Type your text, for example `Spending by category last month`.
3. Tap **Go** on the keyboard.

   The result has a chart with a bar for each category. Below the chart, WalletFeed shows **Categories**, **Merchants** and the transactions.

4. To type a different text, tap **Clear** (the x button).

   **Spending** shows this month again.

5. Tap **Ask about your spending**.
6. Type a category and a period, for example `Dining this month vs last`.
7. Tap **Go**.

   ![The result for Dining this month vs last, with 9 transactions, a total of $188.70 and a line chart for the two months.](https://walletfeed.app/guides/apple-card-spending-by-category/walletfeed-ask-spending.webp)

Above the result, WalletFeed shows how it read your text, for example "Dining · This month · vs last month". When WalletFeed shows no result, it shows an example below the field. If you tap the example, WalletFeed puts the text of the example in the field.

You can type a period, for example `today`, `this week`, `last 30 days`, `last month`, `last 3 months`, `this year` or the name of a month. To compare with the month before this month, you can add `vs last month`.

Apple Intelligence operates on your iPhone. When Apple Intelligence reads your text, it gets only that text. WalletFeed calculates the numbers in the result. Then Apple Intelligence writes the short text below the chart from these numbers.

## Find the transactions in a category

[Search](/docs/search/) finds the transactions in all the Wallet accounts that WalletFeed can read.

1. Tap the search button at the bottom of the screen.
2. In **Categories**, tap a category.

   Search puts the name of the category in the search field. Then Search shows the transactions in that category. Above the transactions of each month, Search shows the name of the month.

If your iPhone can use Apple Intelligence, you can also type a category and a period:

1. In the search field, type your text, for example `Groceries last month`.
2. Tap **Search** on the keyboard.

   Above the transactions, Search shows the number of transactions and their total.

   ![The Search screen with the result Groceries · Over $50.00 · Last 30 days, 4 transactions and a total of $277.57.](https://walletfeed.app/guides/apple-card-spending-by-category/walletfeed-search.webp)

## Categories and totals

WalletFeed sets the category of each transaction from its merchant category code (MCC). Wallet supplies the MCC with the transaction. If a transaction has no MCC, or an MCC that WalletFeed does not know, its category is **Other**.

WalletFeed uses these categories:

- **Groceries**
- **Dining**
- **Transport**
- **Fuel**
- **Travel**
- **Shopping**
- **Entertainment**
- **Subscriptions**
- **Utilities**
- **Health**
- **Services**
- **Cash & Transfers**
- **Other**.

WalletFeed calculates all the totals in **Spending** with these rules:

- Purchases and fees increase the totals. Refunds decrease the totals.
- Transfers and payments are not in the totals.
- Pending purchases are in the totals. Declined purchases are not in the totals.
- The totals include the purchases from all the Wallet accounts that WalletFeed can read, for example Apple Cash.

WalletFeed reads your transactions from Wallet on your iPhone when it shows **Spending**. WalletFeed does not keep a copy of your transactions.

## If there is a problem

### If Spending shows "Wallet Access Off"

WalletFeed does not have access to Wallet. After the first time that iOS shows your Wallet accounts, you can give access only in the Settings app.

1. On your iPhone, open the Settings app.
2. Tap **Privacy & Security** › **Wallet** › **WalletFeed**.
3. Select your Apple Card.
4. Open WalletFeed again.

### If Spending shows "No Spending"

WalletFeed found no purchases for this month in the Wallet accounts that it can read. On the first days of a month, WalletFeed can show this message.

If your iPhone can use Apple Intelligence, you can read the totals for the month before this month:

1. At the top of **Spending**, tap **Ask about your spending**.
2. Type `Spending by category last month`.
3. Tap **Go**.

To give WalletFeed access to more Wallet accounts, do these steps:

1. On your iPhone, open the Settings app.
2. Tap **Privacy & Security** › **Wallet** › **WalletFeed**.
3. Select more Wallet accounts.
4. Open WalletFeed again.

### If Spending shows "Couldn't Read Wallet"

WalletFeed did not get your transactions from Wallet. For the same problem, Ask Spending shows "Couldn't read Wallet. Pull down to try again."

1. At the top of **Spending**, swipe down.

   Then WalletFeed reads Wallet again.

### If Spending does not show "Ask about your spending"

WalletFeed shows this field only on an iPhone that can use Apple Intelligence, with Apple Intelligence active.

1. Make sure that your iPhone can use Apple Intelligence.
2. In the Settings app on your iPhone, activate Apple Intelligence.

Without Apple Intelligence, **Spending** shows this month. Search shows the transactions in a category.

### If Ask Spending shows "Couldn't read this."

WalletFeed could not read your text, or WalletFeed cannot show that result. WalletFeed cannot show these results:

- A result that compares two categories or two merchants, for example `Dining vs Groceries`
- A result without the transactions of one category or one merchant, for example `not Uber` or `except Dining`
- A result with two limits for a purchase, for example `over $20 and under $50`.

To get a result, do these steps:

1. Tap **Clear** (the x button).
2. Tap **Ask about your spending**.
3. Type a shorter text with one category and one period, for example `Travel this year`.
4. Tap **Go**.

### If WalletFeed shows no transactions for a month before this month

Wallet gives WalletFeed the transactions of an account only from the start date that you selected for that account.

1. On your iPhone, open the Settings app.
2. Tap **Privacy & Security** › **Wallet** › **WalletFeed**.
3. For your Apple Card, select a start date before that month.
4. Open WalletFeed again.